I have a lothing of all things that smack of fraud, under the counter payments, tax evasion etc. I never hire the services of trades persons who ask for cash in hand payments – particularly if they whisper loudly that they can reduce the bill by a good 20% if I do pay in the hand. I have attended many e-learning courses in my years as a government officer. Online education is and essential tool these days to get through to the work force about the need to operate honestly, fairly and above board. Training and careers courses count for nothing if the person then gets into trouble for dealing in an illegal or under hand manner. I always found the career and role focused e-learning courses to be very helpful and jolly interesting. They have stayed with me throughout my working career in fact.